Notable – Pay-at-close for home sellers

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For Sellers

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For Stagers

For Service Pros

Testimonials

Support

RealVitalize has transitioned to Concierge, powered by Notable

RealVitalize is moving from a managed contractor program to a funding program, giving you the freedom to choose who does the work.

Same mission — now powered by Notable, with more flexibility and fewer restrictions. See key differences

RealVitalize is moving from a managed contractor program to a funding program, giving you the freedom to choose who does the work.

Same mission, now powered by Notable, with more flexibility and fewer restrictions. See key differences

Client application

Agent resources

Key differences

With Concierge funding, sellers get the most flexibility in how funds are accessed, which vendors can be used, and how the process is managed.

Total vendor freedom

Work with any contractor or service provider – no network restrictions. Use the people you already know and trust.

Up to $50K of flexibility

Not limited by agent commission. Access funds via debit card, direct deposit, or check to vendor – whatever's easiest.

Simplified process

Funding is provided with no third-party project manager or oversight – agents and sellers stay in control.

Comparison table

Budget

Qualifications

Application

Cost

Use of funds

Vendor selection

Project management

Repayment

Risk

Tied to agent's list-side commission, up to a brokerage-set max (typically $20K–$50K).

Soft credit pull only. No bankruptcy or forbearance. Listing agreement required.

Agent applies on behalf of the seller and manages onboarding.

No enrollment fees or interest. Angi charges vendors 10–15%, typically passed on as higher pricing.

Angi Project Consultant manages budget and vendor payments.

Must use in-network Angi vendors or agent-preferred vendors onboarded to the system. Vendors pay a 10–15% fee.

Angi provides a virtual Project Consultant.

Due at closing, listing expiration, or 12 months after first job – whichever is earliest. Shortfall due within 15 days of closing.

For Company-owned brokerages, Company assumes risk. For affiliate brokerages, brokerage assumes risk.

Up to $50K. Not dependent on agent commission.

Soft credit pull only. 680+ FICO, sufficient equity, list price under $4M, listing agreement required, no bankruptcy or forbearance.

Seller applies directly. Agent is notified to confirm details.

~1%/mo interest + $499 origination fee. Nothing due until closing

(8.99–16.99% annually).²

Debit card or direct deposit or check to vendor with an invoice submission.

No restrictions. Use any vendor as long as work is related to preparing the home for sale.

No third-party project management oversight.

Repay what's used at closing or 12 months, whichever is sooner. If client cancels listing, they must repay. Extensions available if still intend to sell.

Notable assumes all financial risk. No liability for the company, agent, or franchise brokerage.

Budget

Qualifications

Application

Cost

Use of funds

Vendor selection

Project management

Repayment

Risk

Want to learn more?

Whether you're preparing a home for market or helping clients do the same, Concierge is designed to make the process easier.

Sellers go here

Client application

Agents go here

Agent resources

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Disclosure & Licensing

Support available:

Mon - Fri, 9am - 9pm ET
Subject to change on holidays.

¹This information is provided for informational purposes only and is not a solicitation, recommendation, offer, or promise to provide services. The licensed real estate brokerage entity party to your listing agreement (the “Brokerage”) is not offering legal, financial, or other professional advice. Concierge loans are provided through a lending arrangement between affiliates of Compass, Inc. (“Compass”), the parent company of the Brokerage, and Notable Finance, LLC (NMLS #1824748), pursuant to a California Finance Lenders Law license. Compass and the Brokerage reserve the right to refuse, reject, or cancel the program for any reason at any time without liability. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Compass and the Brokerage are not lenders and are not providing loans as part of the program. Compass and the Brokerage offer no guarantee or warranty of results. Subject to additional terms and conditions. Individual results may vary. Testimonials are not intended to guarantee the same or similar results.

²Interest and fees apply. Loan funds, interest and fees are due upon loan acceleration, twelve months after origination, client’s termination of the listing agreement, or the date on which Notable otherwise suspends the loan for any reasons stated in the loan agreement, whichever occurs sooner. Subject to the terms and conditions. Results may vary. Notable Finance, LLC does not guarantee or warranty any results. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply. Subject to terms and conditions (notablefi.com/terms).

6 Landmark Sq, Fl 4, Stamford, CT 06901 • NMLS #1824748