From equity rich, cash poor to a $1.66M sale

From equity rich, cash poor to a $1.66M sale

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Should you renovate or sell as-is?

Worn carpet. Failing appliances. Damaged windows. Overgrown landscaping and years of deferred maintenance. After 25 years in his home without significant updates, one Seattle-area homeowner was looking at a property potentially worth around $1.3 million if sold as-is. He had plenty of equity, but didn’t have the cash needed to prepare the house for the market. That’s where Windermere agent Hao Dang of the Hao Dang Team stepped in. 

By helping his client see the potential ROI for pre-listing improvements, Hao convinced him to use pay-at-close financing to get his home ready for the market and list at a higher price point. And boy, did it pay off. The transformed home listed for $1.6 million and sold for $1.66 million within days, even with snow arriving during launch weekend. 

Hao walks through how he calculated the potential return, convinced the seller to invest, and built a repeatable listing-preparation process – and why even solo agents can do the same. 

Episode highlights

You'll learn how Hao:

  • Decides between selling as-is and renovating before listing

  • Helps equity rich, cash poor sellers finance pre-sale improvements

  • Uses pre-listing inspections to uncover problems before buyers do

  • Prioritizes renovations based on potential ROI

  • Builds a repeatable process that maximizes a home's market potential

If your seller doesn’t have enough cash on hand to prep their home for the market, this conversation shows why limited cash doesn't have to mean leaving your home's potential value on the table.

The smarter way to sell your home.

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6 Landmark Sq, Fl 4, Stamford, CT 06901

6 Landmark Sq, Fl 4

Stamford, CT 06901

¹ Results may vary, and are neither warrantied nor guaranteed. Subject to the terms and conditions of your loan agreement. Loans are provided by Notable and made by either Notable Finance, LLC, an affiliated lender, or Quorum Federal Credit Union. Notable Finance, LLC, NMLS# 1824748 loans are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed and all loans are subject to credit approval and lender underwriting. Rules and exclusions apply. Subject to terms and conditions (notablehome.com/terms).

² Interest may apply. Loan funds, interest and fees are due upon the sale of your home, twelve months after origination, or the occurrence of other acceleration events as provided in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with one of Notable’s affiliated lenders, Notable Finance, LLC or Quorum Federal Credit Union.

³ Results may vary. Based on data published here:

www.thezebra.com/resources/research/home-staging-statistics

www.opendoor.com/articles/improvements-that-increase-home-value www.nar.realtor/blogs/styled-staged-sold/why-staging-matters-even-in-a-sellers-market

www.realsimple.com/home-organizing/home-improvement/painting/paint-colors-increase-home-value

www.prnewswire.com/news-releases/move-in-ready-ranks-as-no-1-priority-among-2025-homebuyers-bright-mls-national-survey-finds-302346761

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