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New partnership marks one of the largest roll-outs of pay-at-close prep financing in the real estate industry
Notable, the leading provider of pay-at-close financing, has partnered with eXp Realty®, the core subsidiary of AGNT, Inc., to inaugurate eXp Ready™. The program gives eXp agents a new, easier way to help clients fund pre-listing improvements, including staging, painting, flooring, and landscaping, with no out-of-pocket cost until the home closes.
eXp Realty, the first cloud-based brokerage and most agent-centric™ real estate brokerage on the planet, has more than 83,000 agents worldwide.
“We’re thrilled to partner with a company whose business model embraces innovation and empowers real estate agents,” said Notable Chief Revenue Officer Amorah Sandberg. “Move-in ready home condition is a non-negotiable for the vast majority of today’s buyers, so we’re proud to offer eXp agents a powerful financing tool to help their clients get a better home sale.”
"In today's market, buyers are more selective and homes are sitting longer — we at eXp know that the sellers who invest in prep are the ones getting stronger offers," said Leo Pareja, CEO, eXp Realty. "Every agent has stood at a listing appointment knowing the home could sell for more, if only the seller could more easily fund the work to get it there. eXp Ready erases that 'if.' Up to $50,000 to make a home market-ready, paid back at close. That's a tool that wins listings."
The program lands as brokerages compete for listing inventory in a slower market. Notable has facilitated more than 40,000 home sales and issued over $1 billion in home prep financing to date, with a 96% customer satisfaction score. eXp Ready extends that infrastructure to eXp's network of agents across the United States, instantly making it one of the largest deployments of pay-at-close prep financing in the industry.
Research backs the strategy: in the National Association of Realtors' 2025 Profile of Home Staging, nearly half of sellers' agents reported that staging reduced a home's time on the market, and nearly 3 in 10 attributed a 1–10% increase in offer value to staging. And in this market, presentation is everything: move-in ready homes rank as the #1 buyer priority. eXp Ready extends that competitive edge to every seller, regardless of their immediate financial position.
eXp Ready is available now to eXp Realty agents and their clients across the United States.
About AGNT, Inc. (AGNT)
Built by Agents. Built for Agents. AGNT, Inc. (Nasdaq: AGNT) is the global parent company of eXp Realty®, the most agent-centric™ real estate brokerage on the planet, NextHome, Inc., an award-winning national real estate franchise, FrameVR.io, a virtual collaboration platform, and SUCCESS® Enterprises, a leading personal development and media brand for entrepreneurs. Together, the AGNT platform provides a world-class multi-model operating system empowering independent agents, franchise owners, and team leaders across the Americas, Europe, the Middle East, Asia Pacific, and South Africa. As a publicly traded company, AGNT prioritizes transparency, innovation, and long-term value for agents, franchise owners, staff, and shareholders.
About Notable
Notable helps home sellers maximize their sale by funding pre-listing home prep with no upfront costs, with repayment conveniently made at closing. Notable has issued more than $1B in credit to 40,000+ homeowners through a trusted network of 1000+ national real estate partners. Consistently rated Excellent on Trustpilot, Notable helps agents win more listings, get homes market-ready faster, and drive higher-value sales.
¹ Results may vary, and are neither warrantied nor guaranteed. Subject to the terms and conditions of your loan agreement. Loans are provided by Notable and made by either Notable Finance, LLC, an affiliated lender, or Quorum Federal Credit Union. Notable Finance, LLC, NMLS# 1824748 loans are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed and all loans are subject to credit approval and lender underwriting. Rules and exclusions apply. Subject to terms and conditions (notablehome.com/terms).
² Interest may apply. Loan funds, interest and fees are due upon the sale of your home, twelve months after origination, or the occurrence of other acceleration events as provided in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with one of Notable’s affiliated lenders, Notable Finance, LLC or Quorum Federal Credit Union.
³ Results may vary. Based on data published here:
www.thezebra.com/resources/research/home-staging-statistics
www.opendoor.com/articles/improvements-that-increase-home-value www.nar.realtor/blogs/styled-staged-sold/why-staging-matters-even-in-a-sellers-market
www.realsimple.com/home-organizing/home-improvement/painting/paint-colors-increase-home-value
www.prnewswire.com/news-releases/move-in-ready-ranks-as-no-1-priority-among-2025-homebuyers-bright-mls-national-survey-finds-302346761
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