When Damon Vaz bought this house, it needed work. Nothing structural, but enough that it wasn't ready to sell as is: an outdated paint job and a roof that needed replacing before it would pass a buyer's inspection.

Damon sent the property to Notable for a quick eligibility check, no hard credit pull, and got approved for enough to cover the roof and paint. That's usually where a project like this stops. Instead, it turned out there was more equity available than expected, so rather than let it sit unused, Damon kept going: an old fireplace came out, and new hardwood floors went in.

With equity still on the table, the project moved to the kitchen (new cabinets, quartz countertops, new appliances) and then the bathrooms, which hadn't been touched since the '70s.

One approval turned into a full room by room renovation: roof, paint, fireplace, flooring, kitchen, and bathrooms, all funded without a hard credit pull or any of it coming out of pocket before closing.

The takeaway for other sellers: the amount you're approved for isn't always just enough to cover the one repair you had in mind. It's worth finding out what you actually qualify for before deciding how small, or how big, the project should be.